Saturday, 16 October 2021

Terms of Trade or International Commercial Terms (INCOTERMS) ~ ©Prof Archie D'Souza

One of the most common set of terms used in international trade is INCOTERMS; this is short for International Commercial Terms, published by the International Chamber of Commerce and it’s possibly its most-read publication.  It is also perhaps the least understood and most often misrepresented.  Every logistics service provider, and this includes airfreight/ocean freight professionals, and user needs to have a thorough understanding of INCOTERMS. This statement will be oft repeated. The purpose of this booklet is to understand what INCOTERMS are and deal with some myths and misconceptions regarding the same.  Later, we will get into INCOTERM strategy and arrive at how to choose the right INCOTERM.

By the definition an INCOTERM or International Commercial Term is a formalized international term of trade, which specifies the responsibility of the exporter and importer in an international transaction.

Whenever an international sales transaction takes place i.e. when an exporter sells goods to a buyer in a foreign country, there are a host of steps involved in getting the goods to the location required by the buyer.  This happens irrespective of whether the transaction has taken place directly or through an intermediary. So, certain services need to be purchased and fees levied by various authorities and agencies. These have to be paid either by the seller (exporter) or buyer (importer). The study of INCOTERMs is about how these tasks are shared between buyer and seller.

These tasks include:

v  Customs clearance of goods for export

v  Organizing transport of the goods from the point of origin to the location it needs to be delivered, often using more than one mode of transportation. This includes three distinct stages:

Ø  pre-carriage, or pick-up – this is the transportation that takes place in the country of origin/export

Ø  main carriage, i.e. the international transportation between the country of origin (export) and country of destination (import)

Ø  Clearing customs in the importing country

Movement of goods involves a buyer, seller and transporter, with or without an intermediary.  An exporter and importer enter into an agreement under which the responsibility of transportation and/or handling of goods and other formalities passes from one to another with risks also being transferred.  INCOTERMs were for the first time formalized by the International Chamber of Commerce in 1936 and last published before the current edition in 2009. They address some of the problems related to international movement of goods.  It tries to bring clarity and reduces confusion about the duties and responsibilities of the seller and buyer.

INCOTERMS, also called terms of trade, are incorporated in the contract of sale and purchase.  These determine which of the tasks are the responsibility of the exporter and which are the responsibility of the importer.

Some of the questions they address are:

Ø  At what point should the seller deliver the goods?

Ø  At what point are the risks passed from the seller to the buyer?

Ø  In case goods in transit are damaged, pilfered or lost, who takes the liability for the loss?

There are a total of eleven INCOTERMs divided listed in the chart below. Four of them are meant specifically for non-containerized water transport, the other seven are applicable to all modes of transport.  Every INCOTERM starts with one of the following letters; C, D, E and F; or rather E,F, C & D.  Having listed them out we will define each term let us look at some of the misconception about them, their scope, and areas covered and not covered by them.

List of INCOTERMS®

Non-Containerized Water Transport

FAS     -           Free Alongside Ship

FOB    -           Free On Board

CFR    -           Cost & Freight

CIP      -           Cost, Insurance & Freight

Any Mode of Transportation

EXW   -           Ex Works

FCA    -           Free Carrier

CPT     -           Carriage Paid To

CIP      -           Carriage & Insurance Paid To

DAP    -           Delivered at Place

DPU    -           Delivered at Place Unloaded

DDP    -           Delivered Duty Paid

We shall then look at transfer of property or title – whether this is decided by an INCOTERM, their structure, and the primary responsibilities of different parties under various terms.

After dealing with this, we shall delve into how to choose the right INCOTERM.  Looked at in a proper perspective they can be a powerful tool in buyer/seller contracts, leading to a win-win situation.

INCOTERMs deal with the relationship between seller and buyer under a contract of sale.  The distinct areas they deal with include:

Ø  Provision of goods in conformity with the contract and paying the price of the same.

Ø  Procuring licenses, authorization and formalities.

Ø  Entering into a contract of carriage and procuring insurance as may be necessary.

Ø  Point of delivery of goods, i.e. the transfer of responsibility from seller to buyer.

Ø  Transfer of risks from seller to buyer.

Ø  Division of costs between the buyer and seller.

Ø  Notice to the buyer or seller.

Ø  Proof of delivery, transport documents either paper or electronic.

Ø  Checking the packing, marking etc.

The whole arrangement of INCOTERMs is based on the above heads.  Each term defines the precise obligation of the seller and buyer.  It helps give precise understanding of the objectives of the parties to the contract.  Finally, it minimizes, if not totally eliminates the space for confusion or dispute.

In spite of their clarity, misconceptions do exist about their applicability.  INCOTERMs apply to the contract of sale and not their carriage.  They do not provide for all the duties and responsibilities which parties may wish to include in a contract of sale.

As just indicated, INCOTERMS deal with the contract of sale, they do not cover carriage, insurance and finance.  However, when parties agree on the use of a particular INCOTERM, there would be implication for other contracts.  For example, a CIF/CIP or CFR/CPT contract cannot be performed without a contract of carriage.  Under these terms, the seller must present to the buyer a bill of lading, air waybill, or any other transportation document, depending on the mode of transport used.  This is also important from the point of view of documentary credit. Here, documents required would invariably depend upon the means of transport which may be used in a particular transaction.

INCOTERM, therefore, identify the obligation that various parties to a transaction have; for example, the seller’s obligation to place goods at the disposal of the buyer; or hand them over for carriage; or deliver them at the destination.  They further deal with the obligation to clear the goods for export/import, the packing, the obligation to take delivery and to provide proof of any complied with respective obligations.  Thus, these terms deal with issues which are extremely important for the implementation of the contract of sale.  Although INCOTERMs are primarily intended for use in international trade they are also widely used in domestic sales and purchasers.

It should be noted that INCOTERMs do not cover all possible legal or transport issues arising out of an international sale.  What the terms do is specify the following:

Ø  The portion of the transportation cost shared between buyer and seller.

Ø  The point at which the risk of loss will be transferred from the buyer to seller.

Ø  The party responsible for handling of customs formalities and dues, including customs duties, payable at the origin and/ or destination.

Ø  Seller’s responsibility for providing insurance cover in case stipulated by the buyer.

Areas not covered under INCOTERMs include:

Ø  Transfer of ownership and property rights.

Ø  Breach of contract and the consequences flowing from such breach     

Ø  Exemption of liability in certain situations.

These areas need to be taken care of by providing for specific stipulation in the contract of sale under the applicable law.  It is therefore prudent to include in the sale contract precise details on the exact place and method of delivery, loading and unloading charges, extent of insurance and mode of transport.

The ICC reviews INCOTERMS from time to time to ensure that they reflect and respond to current trade practices and trends. INCOTERMS 2020 is the ninth revision of INCOTERMS since their inception in 1936. By definition, INCOTERMS are a series of internationally recognized standardized trade terms published by the International Chamber of Commerce (ICC) and widely used in international sales.

Let us look at what they cover.  In simple layman’s terms they cover the following:

Ø  Who does what

Ø  Who pays for what

Ø  When do risks pass from seller to buyer

Ø  When delivery occurs

In addition to the above, INCOTERMS also cover such issues as insurance, export & import clearance and the division of other costs pertaining to the delivery of goods. We've already seen what they don't cover. Besides those points there's nothing on ownership/title to the goods, nothing in detail on payment obligations, viz. when, how, what security, against what documents or for that matter nothing on detailed vessel requirements, force majeure, termination, insolvency, etc. In short, INCOTERMS do not constitute a complete contract of sale. However, they provide convenient internationally recognized rules for the sale of goods.

Now we shall look at how they are used.  INCOTERMS are incorporated into many contracts by express reference.  E.g. DAP one safe berth (please note the full address of the location must be mentioned) Rotterdam, INCOTERMS 2020.  They may be referred to in standard format contracts.  They may also provide some guidance as to the generally accepted meaning of trade terms such as CIF/FOB/DAP.  However, it is important that one expressly refers to them if one wants them to apply. Logistics services purchasers and service providers need to understand each INCOTERM. Let us look at this aspect of international movement of goods.

INCOTERMS ® Strategy

How do buyers and sellers arrive at a decision on what INCOTERM to use either in a single transaction or as a general policy? This is generally contingent upon the strategy followed by the exporting company (the seller). However, the decisions are jointly arrived at by the buyer and seller at the conclusion of their negotiation process. These decisions are somewhat constrained by the following parameters:

·         The type of commodity being sold: Sellers and buyers in certain industries prefer using one particular term over the others. E.g. sellers of iron ore, fertilizers and cement, besides some other commodities, prefer FOB over CFR and CIF

·         The mode of transport: Four terms, FAS, FOB, CFR and CIF refer specifically to non-containerized water transport, i.e. bulk, break-bulk, barge, etc. These four are the oldest surviving INCOTERMs with buyers and sellers preferring these over the other seven, even though the seven don't exclude these modes

·         The size and dimensions of packages (this applies to uncrated machinery and equipment as well): Depending on whether commodities are packed in small packager (e.g. corrugated boxes, small sized drums/jerry cans, etc), large crates or uncrated; depending on whether the same is containerized or not, different INCOTERMS are used and modes also differ

·         The ability for either party to perform certain tasks

·         The willingness to perform the tasks despite the ability

·         The ability, through volumes, to negotiate favourable rates with carriers and other service providers

·         The amount of trust that the party has over another; also, the mutual trust or lack of it.

Before we proceed with INCOTERMs strategy there's a question often asked:

Can a shipment have multiple INCOTERMs rules? INCOTERMs rules have now become the standard in international business rules and recognized by UNCITRAL as the global standard for the interpretation of most common terms in international trade. Though this version has come into effect from January 1, 2020, all contracts agreed upon under previous versions are still valid. The answer to the question asked is an extremely simple and emphatic no.  One cannon have multiple INCOTERMS for any shipment. So, another question asked is ~ what about master prepaid and house collect? This will be answered when we discuss the features of each INCOTERM.

Can a single shipment have multiple buyers and sellers? In a sea shipment, it is possible that one can use a negotiable bill of lading, with the consignee box left blank or the words to order put. This cannot be done for an air shipment. We have seen what the term non-negotiable means and also looked at the shipper's right of disposition where it's very clear that the air waybill is not a document of title. The consignee can only be changed by the shipper before the consignee picks up the documents. In case of a negotiable bill of lading however, the consignee may endorse the BL to another person. Non-air shipments may have multiple buyers and sellers while in transit. This is called string sales. This happens is when the first seller, the original shipper, can sell the goods to the first buyer, in what is turned as sale on high seas. This buyer, in turn, may sell to a second buyer and the string continues. Risks too are passed for the new seller to the next buyer. There is no limit to the number of sellers and buyers who may be involved in multiple transactions.

Who pays for the various services purchased? One needs to remember, that regardless of the INCOTERM used, ultimately the importer is the one who is paying for the same because pricing would depend on the term used and place of delivery. Just because the exporter is prepaying and making arrangements for certain services doesn't mean that the burden of these costs will be on them. The final invoice for the commodity sold will incorporate all these costs. Often, the exporter may even mark up this cost and thus increase their margins.

However, in most cases, the exporter chooses the INCOTERM to be used. They stick to their decisions for various reasons which we've already discussed when dealing with the role of freight forwarders. They find it either difficult or bothersome to adapt to the requirements of the importer. It may also entail them to perform certain tasks that they prefer not to perform. They don't mind losing business but prefer to stick to their guns. Ultimately, it is a joint decision.

Very often the choice becomes a crucial decision for the company involved. It could be because  it is an integral part of the company's export strategy. It could also be, as seen in iron ore exports, the exporters' reluctance to perform certain service due to a lack of trust or an inability to leverage deals with carriers.

Before listing out the INCOTERMs and discussing them in further detail let us look at the various steps that an international shipment takes from the exporter's premises to the importer's premises. Often, it may involve delivery to a bonded or non-bonded warehouse/terminal. It could involve delivery at a road border crossing. Although our emphasis is on ocean and, to some extent air, we'll be taking a cursory glance at other modes as well. Even for air shipments often, delivery takes place at a land terminal, especially in the United States.

The following are the steps involved:

1.      Packing for international carriage: This includes labelling, marking and numbering the packages. More than 95% of commodities require some form of external packing, the few exceptions being commodities like iron ore, coal, etc. and un-crated items like granite blocks, locomotives, massive pieces of equipment, etc. Packaging is a topic we'll be dealing with in detail

2.      Loading cargo on the conveyance provided: This could be a pick-up truck, a courier who picks up small packages from the exporter's desk, a marine container, or any other type of conveyance used.

3.      Inland carriage from the exporter's premises to a terminal at a port, airport, inland container or any place from where the first part of international carriage takes place. This could be termed a pre-carriage or pick-up

4.      Customs clearance for exports: This includes preparation of all documents required for the purpose. Documentation is a topic we'll be dealing with in detail. Also, payment of terminal charges, export duties and other statutory levies, etc.

5.      Loading cargo on to a vessel: This applies only to non-containerized water transportation

6.      Main international carriage: This includes arranging for space in a flight/voyage, arranging for a container and liaising with a container liner/steamer agent, arranging for a vessel, etc. and paying for carriage.

7.      Purchase of insurance

8.      Unloading cargo from the vessel: Like #5 above, this applies only to non-containerized water transportation

9.      Import clearance

10.  Payment of Import Duty

11.  Destination delivery

There could be two possible extremes here. One, where the cargo is picked up at the exporter's premises by the importer's representative. Here, the importer has only to make the cargo and available to the exporter's nominated agent or carrier who will take care of all formalities and tasks till the cargo is delivered at the importer's premises. The other extreme is where the exporter arranges delivery of the cargo at the importer's premises after paying all duties and levies. This graphic will give a clear picture on how these tasks and costs are shared between sell and buyer.

So, lets us start with the first extreme and we'll end with the second. As stated, all INCOTERMS start with one of these letters: E, F, C & D. The terms are about sharing of tasks/responsibility/payments of services and transferring of risks and responsibilities, not about transfer of title. So, depending on how these are shared under different INCOTERMs, the point of transfer is decided. Under terms starting with E & F, this point is somewhere in the country of origin while, under terms starting with C & D, it is in the destination country. So, let's look at each of the terms.

EX WORKS (EXW)

The term should be used with the following syntax:

            EXW - 33, Peenya Industrial Estate, Bangalore 560077, India, INCOTERMs 2020

The address stated is the exact location at which the merchandise will be made available to the buyer's representative. A full address has to be mandatorily stated. Stating Bangalore factory or Peenya warehouse isn't allowed.

Here the exporter informs the importer as soon as the cargo is ready. The latter then arranges to pick the same up at the former's premises with all formalities being taken care of by the importer. This, obviously, is the easiest term for the seller with the opposite being true for the importer. To be able to complete all the formalities the buyer must necessarily have a network of service providers in the exporting country who will be able to render the necessary services. The seller ought to cooperate with the buyer's representative and make available all documents, copies of licenses and whatever else is required for customs clearance and transportation.

While the term is meant for all modes of transportation, it is ideally suited for small consignments that can be picked up by a courier agency.

Transfer of risks and responsibility takes place once the cargo is loaded in the vehicle provided by the buyer's representative and necessary documents transferred.

FREE CARRIER (FCA)

Syntax:

FCA - ICD Bangalore - Container Corporation of India Ltd. Inland     Container Depot, Whitefield Road, Bangalore-560066, India -          INCOTERMs 2020

The goods have to be customs cleared and handed over to the nominated carrier. They could be stuffed in a container at the exporter's premises, an airport/inland CFS/port, etc., generally close to the exporter's premises. However, in certain cases, it may be in a neighbouring state or country. For example, an exporter from Mysore may be asked to clear the cargo at Mumbai airport, even though Bangalore may be closer and more convenient.

Transfer of risk and responsibility takes place once the cargo is handed over to the carrier after making it ready for carriage.     

FREE ALONGSIDE SHIP (FAS)

Syntax:

FAS - Belikere Jetty #6, Beilkere, Dist Uttar Kannada, Karnataka,       India - INCOTERMS 2020

Cargo has to be delivered at the designated jetty or anchorage point at the port of origin, after customs clearance.

Transfer of risk and responsibility takes place once the cargo is kept at the disposal of the carrier nominated by the importer and ready for loading on the vessel. This is ideally meant for delivery at a port where no equipment for loading cargo on the vessel is available. The vessel should be equipped with the necessary facilities to load the cargo.

FREE ON-BOARD (FOB)

Syntax:

            FOB - Jetty #12 New Mangalore Port, Karnataka, India -          INCOTERMS 2020

Here the exporter has to get the cargo loaded on a vessel arranged for by the importer at the designated port at the port of origin. Loading charges are on the exporter's account.

Transfer takes place once all the cargo is loaded on the vessel and the master of vessel signs for it.

CARRIAGE PAID TO (CPT)

 Syntax:

            CPT - Frankfurt Airport, Frankfurt, Germany - INCOTERMS 2020

The exporter has to pay the freight charges and ensure that the cargo is delivered at an airport/port or terminal at a designated place in the country of destination. Customs clearance for import.

Transfer takes place once the cargo is handed over to the first carrier.

CARRIAGE AND INSURANCE PAID TO (CIP)

Exactly identical to CPT except for the fact that purchase of insurance is on the exporter's account. It differs slightly from the same term in the 2010 edition. How, will be seen in the next unit.

COST AND FREIGHT (CFR)

Identical to CIP but applicable only to non-containerized water transportation

COST, INSURANCE AND FREIGHT (CIF)

 Identical to CIP but applicable only to non-containerized water transportation

DELIVERED AT PLACE (DAP)

Syntax:

DAP - National Warehousing Company, 330, Whitefield Industrial      Estate, Bangalore 560077, India

Here cargo has to be delivered at a place designated by the importer, generally a bonded warehouse because the onus on customs clearing the goods and payment of duty is on the importer.

DELIVERED AT PLACE UNLOADED (DPU)

This is a new term introduced in the 2020 version with the term DAT - Delivered at Terminal having been removed. Almost identical to DAP but here the cargo remains in the delivery vehicle.

DELIVERED DUTY PAID (DDP)

This, as we have seen, involves all tasks to be performed by the exporter, including import customs clearance and payment of duty. The exporter has to complete all formalities, pay the duty and deliver the cargo to the buyer at its premises. Transfer takes place when the cargo is delivered.


Now that we've described the eleven INCOTERMS let's see what has changed between INCOTERMS 2010 and 2020. We need to understand this because many contracts will still continue to be performed under the previous edition.

What has Changed between INCOTERMS® 2020 and 2010

We've already seen that the ICC reviews and updates the INCOTERMS periodically. For close to half a century this has been happening every ten years, with previous one being published in 2010, 2000, 1990, &c. These changes are necessary so the ICC could respond to market conditions and ensure that they are relevant and suitable to the current situation on international and domestic trade. The changes made in this edition address various issues. Among them are the increased security requirements, improved clarity on cost allocation and the need to tackle insurance concerns that were hitherto not looked into. One should note that, as we've stated already, contracts referring to previous versions of the INCOTERMS Rules are still valid. Each order is governed by the version that was referred to in the contract of sale and purchase. If the contract doesn't mention which version of the terms are referred to, i.e. the specific year is not mentioned, then, in case of a dispute, the version in force at the time of contracting will automatically apply. Using the latest version is a best practice in international trade.

So, let us look at what the changes are between the 2010 and 2020 versions.

1.      Bills of Lading/Sea Waybills/Air Waybills

The term FOB, i.e. Free on Board is meant and designed for non containerized water transportation. It should be used for carriage only in bulk, break-bulk vessels and barges, not for containerized cargo. The main reason why FOB should not be used for containerized cargo and air consignments is that the seller usually loses control of their cargo one the consignment reaches arrives at the airport/port/inland terminal and handed over to the first carrier ready for carriage. Under FOB terms the risk and responsibility is with the seller till the cargo is loaded onboard the vessel. FCA is the term that should be used for other modes of transport.   

Many logistics professionals continue mentioning FOB instead of FCA. Often a letter of credit (LC) may specify the need for an on-board bill of lading or a departure certificate. An on-board BL is only issued by the container liner once cargo is loaded on the vessel. Similarly, a departure certificate is issued by the issuing carrier of an air shipment after it's been loaded on board its flight. This is needed whenever the first carrier is not the issuing carrier.

2.      Insurance under CIF and CIP

Under CIP & CIF the seller is not only responsible to deliver the goods to the carrier after customs clearance but is also has the responsibility of purchasing international carriage and insurance. INCOTERMS 2020 has retained the same level of insurance under CIF but has increased it under CIP. The responsibility of purchasing insurance under these terms lies with the seller. The reasoning behind this is that CIF is mainly used for raw materials while CIP for manufactured goods.. The latter require a higher level of cover. While negotiating price, the parties must consider whether additional insurance cover is required. Risk management and insurance will be dealt with in detail.

3.      DAT (Delivered at Terminal) has been changed to DPU (Delivered at Place Unloaded

The term DAT referred to delivering the goods unloaded at a named terminal. This has limited the place of delivery to a terminal. Now the reference to the terminal has been removed. The result is that it has become more general. Under DPU goods may be delivered to the consignee at any named place, not necessarily a terminal. This has taken away unnecessary ambiguities. No other change has taken place. If DAT was being used so far, it needs to be changed to DPU.

4.      Security Requirements

Events keep taking place, even post September 11, 2001, resulting  in more stringent security requirements. INCOTERMs 2020 reflects these changes by detailing security requirements for each term. Non-compliance by either party could result in cost increases and delayed transit.

Besides the above changes, the ICC has added, considering the fact that we live in the digital age, a brand-new matrix comparison tool. This makes is easier and faster for users to be able to identify the right tool for their transactions. This, they say, helps even the lay user.

Incorrect use of INCOTERMS and their Consequences

It's been 84 years since INCOTEERMs were first published. INCOTERMs 2020 is its thirteenth edition. However, to date there is plenty of confusion with even senior representatives from buyers, sellers, traders, freight forwarders, shipping lines and other service providers involved in the business of international trade not having a clear understanding of them. At times a wrong term is used. It is essential that every person involved in global trade learn and periodically relearn them. Among the most common errors in their usage is the use of terms used in domestic trade. Many countries, including the USA, have different interpretations for terms using the same nomenclature for domestic movements as for international ones. A term FOB factory, for example, used in domestic movements there is used in domestic trade. There are other reasons why incorrect terms are used. Here are some of them:

The most common among these is the inappropriate INCOTERM use for a given mode of transport, e.g. CIF Bangalore Airport or FOB Bangalore Airport. FOB is term for non-containerized water transport and nor air. The FOB point can never therefore be an airport. It was designed for ocean, coastal or inland waterways, for carriage by bulk & break-bulk vessels, barges, etc. It is only suitable when the exporter has the ability and willingness to get the cargo loaded on-board the vessel and, of-course, the port of origin has the necessary facilities for the job to be carried out. The buyer has to make arrangements for the vessel to reach the port or origin. Risks and responsibilities pass from seller to buyer when all the cargo is loaded on board the vessel. It is not to be used for any other means of transport including containerized cargo moving by ship. For these modes FCA is the right term.  

However, incorrect usage tends to continue. It is still quite prevalent worldwide. This incorrect usage results in sellers and buyers being exposed to unnecessary risks. There is also a danger of extra costs being borne nor no reason whatsoever. The representatives of users and service providers lack a clear understanding of how costs are shared between seller and buyer reinforcing the need for beginners' training and refresher courses.  

Incorrect version of the INCOTERMs® Rules. It is recommended that the current edition, rather than an old one, be used. The version of the INCOTERMs Rules ought to, as far as possibly, be incorporated into the contract. In its absence, the current ones apply as a default. So, they need to be aware of the changes.

INCOTERMs Rules very clearly lays out the allocation of costs along with risks and responsibilities between the seller and buyer. Yet, very often, disputes and disagreements arise. The reason for this is the lack of a clear understanding among those involved. For example, discussion goes on about who bears the cost of the issuance of a bill of lading or charter party. Often disputes arise over certain statutory costs such as terminal handling charges (THC) or other port levies.

Under CIF and CIP, insurance is on the shipper's account. However, what is the type of cover to be taken? Both parties need to arrive at a clear-cut understanding on the nature of cover to be taken. The rules do state the minimum coverage needed. Insurance will be dealt with in detail later in the course. A lack of understanding of what exactly is required can lead to a cost dispute or shipping delays or both. 

As stated repeatedly, it is always appropriate to mention the version of the INCOTERMs Rules being applied. This is more so during the first two years of the currency of the INCOTERMs Rules. Although, if the year of publication isn't mentioned by default it should be the current version, it could be open by a judge or arbitrator, if one of the parties has hired a smart lawyer. This could result in further escalation of costs. Also, there is danger that cargo could be stuck indefinitely in a vessel or port.

Users and service providers need to understand that the rules are not geographically specific. It's extremely important that there is geographic precision when deciding on the place of delivery at the destination or even the pickup point at the origin. That is why, since INCOTERMs Rules 2010 came into force, the syntax has to mention the detailed postal address of the pickup or delivery point. FCA Bangalore or CIP Mumbai isn't enough. In an FOB transaction, not specifying the exact terminal and jetty, may result in cargo having to be moved from one place to another resulting in unnecessary costs. So, it goes without saying, the geographic precision is absolutely necessary.  

Lack of a clear-cut understanding as to what is allowed and what is not is very much a possibility. Also, they may not understand what the rules do and what they don't. The consequences could be disastrous. Everyone ought to understand that, though the INCOTERM to be used is mentioned in the contract for sale and purchase, it, in itself, isn't. Neither is it a contract for sale and purchase nor does it apply to specific cargoes. It does not specify the time, place method or currency of payment for the goods. Even the freight amount along with the terms and currency of payment (for the freight) is not specified here. This is an agreed deal between the carrier and the party who's paying the freight.

There is often a grave danger of choosing a term that does not suit the business. Before entering into a contract, buyers and sellers, must understand that there are, in all likelihood, big differences in the way business is done in different countries and accordingly arrive at an understanding. To cite an example, DDP places the onus of customs clearance at the destination, import duty payment and delivery on the exporter. The seller's representative at the destination must the requirements and be confident that they can undertake all the needed responsibilities to complete the task. Failure to do so could jeopardize the transaction and future business as well. Looking at the other extreme, EXW places full responsibility on the importer once cargo is handed over to their representative at their premises. Whoever is doing the work must be clear on what the formalities on both sides are.

To conclude our discussion on the incorrect use of INCOTERMS and their consequences, we need to know, that purpose behind the initial creation of INCOTERMs and their regular revision has been to address the risk of misunderstanding and unnecessarily expensive disputes in domestic and international trade. If a contract has not been properly drafted problems could arise. With every generation, trade volumes have been growing and, with it, their complexity. The ICC has done the trading communities across the globe a great service by publishing them. According to them, INCOTERMs Rules seek to  “offer a simpler and clearer presentation of all the rules, featuring revised language, an expanded introduction, explanatory notes, and articles reordered to better reflect the logic of a sale transaction."

Users need to have a clear understanding of what it means when the three-letters referring to the INCOTERM for that particular movement or set of movements are incorporated into a contract. There can be very grave consequences if an incorrect term is used. INCOTERMs reflect business-to-business practices in contracts for sale and purchase. They also describe the responsibilities of buyer and seller with regard to carriage, documentation, customs clearance, etc. They are very clear about the point at which risks and responsibilities get transferred from seller to buyer. They also state who bears what costs.

Users also need to understand that INCOTERMS don't decide on the transfer of title.  To conclude we'll see how they can be used as a marketing tool.

We've repeatedly discussed that the principal criteria to be considered when a particular INCOTERM is agreed upon is the willingness of either party to perform their part of the contract and the willingness to pay for the services purchased, i.e. the tasks involved in moving the shipment from the exporter's to the importer's premises. The exporter could be dealing with a first-time importer, or vice versa. In either case, the exporter and importer could gain a strategic advantage in the sale of the product. We have also seen how companies with huge global operations can leverage their shipping volumes to negotiate better deals with carriers and international forwarders. They are in a better position, whether acting as a buyer or seller, to perform all or most of the tasks involved in their sale and purchase.

In most cases, the exporter does not look at each and every shipment individually to consider what INCOTERM to use. Generally, the company will have a policy, depending on various factors. As we've seen in the Bosch case, the company which has multiple manufacturing operations across the globe, changed from leaving the decision to local manager to their centralized logistics department. This was a change of strategy through which they could leverage their worldwide volumes and consolidate them. They did this by calling for international bids. Forwarders take part in these bids by responding to RFQs. Obviously, only those forwarders with a well spread-out international operations and a strong presence in the locations where Bosch operates from or has vendors will be able to take part. GE and Tyco Electronics also follow a system of international bids, although the latter leaves certain decisions to the local offices.

Having said this, we need to remember that it is impossible for an exporter to adapt its INCOTERMs strategy to accommodate every importer's requirements. This will result in the exporter having to perform tasks that it would rather not want to perform. Another point is that certain services like customs clearance entail handing over to the customs broker (CHA in India) documents which reveal confidential information of the client [Gokuldas Exports case]. This can be solved by asking the client's own customs broker to complete the formalities and bill the international forwarder instead of the client. So, it often makes sense to be a bit flexible in approach. Of course, there are exporters who say they'd rather lose business that deal with unknown forwarders.

Still, arriving at a decision to choose the right INCOTERM is very crucial for any business organization. [more cases from the garment industry] Most garment buying houses in Europe and America prefer to nominate their own forwarder so they can avoid dealing with multiple parties. An exporter having multiple clients has to deal with the situation. Another situation that we repeatedly encounter is delays in production resulting in sea shipments being converted to air with the exporter having to bear the additional cost. This would result in a change of INCOTERMs for that particular or a set of shipments. Exporters prefer to pay the extra freight rather than losing out on future orders.

Not just the choice of INCOTERM, whether for an individual shipment or as a general rule, a crucial decision for the business organization, it is also an important factor in providing the level of customer service it wishes to render. It this becomes an integral part of its export strategy.

Therefore, when one looks at it from this perspective, it makes a great deal of sense for their personnel to master expertise in international logistics and be prepared, with the help of 3PL service providers, to include as many of the logistics functions as possible, especially at the country of origin. Every exporter wishes to increase their sales. Therefore, they need of offer their clients the services they wish for. They need to, at the beginning at least, offer the most customer friendly INCOTERM. Therefore, they need to use the services of the most competent and competitively priced freight forwarder. As we've seen, the forwarding business itself has become very competitive owing to the increase in the number of players. This has resulted in them working on wafer-thin margins often at unreasonable terms. Of course, the importers may be willing to, in due course, take care of more and more services at the destinations. It may do so using the services of the exporter's forwarder itself. So, from 'D' terms they would shift to 'C' or 'F' terms. The ideal situation would be where the exporter gives the importer a choice of terms to choose from as illustrated in the following illustration:

EXW

FCA    Air       Bangalore Airport

FCA    Sea       Our factory

CIP      Air       LHR airport

CIP      Sea      Your factory at London

DAP    Air       Your factory at London

DAP    Sea      Your factory at London

No figures have been given. This is just an illustration to state what alternatives can be offered to the potential buyer. The latter could make their own inquiries and decide on which terms to use.          

How to choose the right Incoterm and Method of Payment

Terms of Trade and Terms of Payment are two points that an exporter an importer must agree upon.  The Terms of Trade decides which costs the exporter will pay, which the importer will pay and the point at which the responsibility shifts from the former to the latter.  This is determined by the Incoterm chosen.  The terms of sale under which the transaction is performed specifies the point at which the exporter gets paid.  However, one issue still exists for the importer and exporter to consider.  It is the currency under which the transaction is undertaken.

However, there are some points that need to be looked at before we come to the point.  What we have dealt with so far has been more from an exporter's than an importer's perspective.  With international purchases of raw materials and components increasing, importers need also to be guided on parking.  The following are tips that an importer will find useful in international purchases:

1.       List out your needs and find out who can fulfil them

2.       Choose a good customs expert, a CHA or a Customs Consultant.  You may save huge amounts in duty and storage charges if the right advise is given.

3.       Manage your documents.  Ensure that you have the right papers before the consignment reaches its destination.  Improper documentation could lead to     delays in clearance and unnecessary storage charges.

4.       Know your rights.  Even if the documentation is not complete goods could be moved from airport or CFS to a bonded area where the storage charges are much less.

5.       Use a bank that will give a good exchange rate.  With the right bankers you could save huge amounts in your foreign exchange remittances.  Also, if you have an open account system with your suppliers, make remittances when the rates are low.

6.       Get as many quotes as possible, with different possible incoterms.  Look for hidden costs.  Most freight forwarders, when they do not know a figure, put a term at actuals.  It is advisable to know what actuals are.

 

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